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Malpractice Trust

Better Malpractice Coverage at the Best Possible Price

LHA Malpractice Trust provides flexible, affordable malpractice coverage for physicians and healthcare facilities across Louisiana. We are a leading provider of comprehensive professional and general liability coverage for medical facilities and their medical personnel. From providing hospitals with the specialized coverage they need to assisting in early claim intervention or serving as a resource for risk reduction and patient safety initiatives – we are focused on becoming a proactive partner to the members we serve.

Our full range of coverage options includes:

  • professional, general and cyber liability coverage
  • prior acts coverage
  • claims made and occurrence coverage
  • coverage for employed physicians, medical directors and committees
  • no exclusion for patient general liability claims
  • no exclusion for sexual abuse claims
  • defense cost in addition to the limits
  • separate professional and general liability limits up to $10,000,000
  • excess commercial auto and employers’ liability
  • deductibles and SIRs

Our value-added services include:

  • claims administration
  • deductible programs
  • clinical risk assessments
  • environment of care assessments
  • patient safety programs
  • on-site and online education programs
  • CMS, The Joint Commission and OSHA compliance
  • hazard surveillance
  • telephone consultations
  • early intervention on incidents
  • sharing of member best practices

Because the LHA Malpractice Trust is owned by healthcare members and managed by the healthcare liability professionals at HSLI, we truly understand the needs of our members. In addition, our multi-line funds are driven by members’ needs – not by profits. As such, we are dedicated to providing standout service and cost-effective malpractice coverage for physicians and healthcare facilities to the Louisiana healthcare provider community.