Cyber Liability Coverage for Louisiana Healthcare Providers

Cyber attacks pose a growing risk to health care organizations, as stories about the accidental exposure of patient health records, ransomware attacks, and HIPAA and HITECH regulation enforcement continue to hit the news every day.

LHA Trust Funds cyber liability coverage is specifically designed to shield Louisiana physicians and healthcare facilities from these financial risks, allowing them to focus on what matters most: providing patient care.

Coverage for Your Most Common Risks

Our embedded cyber liability program provides a wide range of coverage components, including reimbursement for out-of-pocket expenses related to:

  • Patient notification costs.
  • Reputational harm.
  • Network asset protection.
  • Cyber extortion and terrorism along.
  • PCI DSS-related fines and penalties.

Higher Coverage Limits Than Our Competitors

Our standard professional liability policy includes $100,000 in Cyber Liability coverage, which is 10x times what our closest competitor offers in Louisiana.

We also offer the option to purchase cyber coverage with higher limits through our partnership with Tokio Marine. Policies with higher limits include additional coverage for:

  • Bodily injury liability for damages resulting from failing to prevent a security or privacy breach.
  • Physical damage to someone else’s property resulting from failing to prevent security or privacy breach.
  • Reimbursement for equipment rendered useless because of a breach.
  • Reward ExpensesCourt attendance costs
  • TCPA Defense for allegations of violations of the Telephone Consumer Protection Act, CAN-Spam Act, and similar regulations.

You can rest assured that our insurance experts will stay one step ahead of new cyber risks as they emerge to ensure you remain protected.

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Get Started with LHA Trust Funds Today

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