Medical Malpractice Coverage for Healthcare Facilities in Louisiana
Professional Liability for Healthcare Facilities
LHA Trust Funds delivers top-of-the-line healthcare professional liability coverage to facilities statewide by merging competitive rates with comprehensive solutions. Our commitment to prompt, personalized service makes us the trusted advisor for protecting patients and addressing any questions in the event of an incident.
Our flexible insurance solutions are designed to fit your unique needs, exposures, and requirements in today’s ever-changing healthcare environment. Our comprehensive program includes both claims-made and occurrence coverage forms, along with prior acts coverage, excess limits above the PCF, and coverage for credentialing.
Medical Malpractice Coverage Built for Healthcare Facilities
Malpractice Allegations
We provide medical malpractice coverage for healthcare facilities across Louisiana.
Early Intervention & Defense
We get involved early on before a claim develops, assisting in full disclosure for adverse events and, should a claim arise, the best legal defense possible.
Expert Advice
From new patient safety initiatives to solutions for compliance with regulatory changes and other issues that arise, our Clinical consultants provide expert advice.
Committed to Louisiana Healthcare Organizations
A Strong Financial Partnership
As a member of LHA Trust Funds, you enjoy all the same protections of traditional insurance — with the additional benefits of ownership. Our members are eligible for dividend payments, program grants, and other awards.
For example, our members have been awarded more than $250,000 through our Safety Star Award Program and more than $3.3 million through our Funds for Safety Grant Program.
Custom Solutions Built for You
We offer comprehensive Louisiana medical malpractice coverage for healthcare facilities of all sizes:
- Hospitals
- Surgical Centers
- Clinics
- FQHCs
When packaged together with our general liability umbrella coverage that is customized for your unique exposures, you are protected from all types of patient injuries beyond medical services.
Coverage for employed physicians, advanced practice providers, allied healthcare providers, and medical directors is also part of our comprehensive program.
Protecting Healthcare Organizations for Over 45 years
With more than 45 years of experience, LHA Trust Funds has a proven track record of working proactively to reduce the likelihood of claims and successfully defend Louisiana’s healthcare organizations should a claim arise. Our team promptly takes action to respond to incidents, investigate claims, and aggressively defend claims.
How We Work
1. Request a Consultation
Reach out to our team of healthcare professional liability specialists so we can get an understanding of you and your unique risks.
2. Get Your Comprehensive Coverage Analysis
With a comprehensive coverage analysis, you receive a detailed evaluation of the risk, gaps, and exposures in your current coverage.
3. Protect Your Facility’s Reputation & Bottom Line
Feel supported by a team of professionals ready to back and defend you with comprehensive malpractice coverage for healthcare facilities.
Frequently Asked Questions
-
Our range of coverage options includes both occurrence and claims-made forms, various limit options, prior acts coverage and consent to settle.
Yes, coverage for credentialing and for those serving on your credentialing committee is included in our professional liability coverage.
During the 1975 legislative session, Act 817 (R.S. 40:1299.41 et seq) was passed, creating the Louisiana Patient’s Compensation Fund (PCF). The Act was created to provide coverage to private healthcare providers in Louisiana, ensuring that a stable and affordable market existed for malpractice insurance to keep practitioners in the state. In addition, the Act was to create a viable fund for compensating claimants. The Act provides a statutory cap on total liability of $500,000 and payment of all related and ongoing medical expenses. It also provided for a Medical Review Panel process, which is the first step in pursuing a claim against a healthcare provider.
Enrollment in the PCF is required to participate in The Trust Funds. The Trust Funds assesses and bills for the proper surcharge on behalf of the PCF.Our dedicated team of consultants will work hand-in-hand with you to design a plan that meets your unique coverage needs. Contact us today to take the first step toward securing the best rates and coverage options for your practice.
Get Started with LHA Trust Funds Today
Request a Consultation