Malpractice Coverage for Physicians in Louisiana

Professional Liability for Physicians, Physician Practices, Advanced Practice Providers & Allied Healthcare Providers

As a healthcare provider, you face increasing complexities and risks in today's ever-changing healthcare landscape. When healthcare demands rapidly change, does your professional liability coverage keep up?

At LHA Trust Funds, we understand the challenges you face. Our comprehensive professional liability solutions for physicians adapt as the industry evolves, ensuring you always have the right protection.

Professional Liability Coverage Built For You

Allegations of Malpractice

Protection for claims from patients and third parties for physicians and physician practices.

Early Intervention & Defense

Early intervention on incidents and the best legal representation if a claim is filed against you.

Patient Safety Advice

Clinical consultants to help you keep your patients safe and keep up with regulatory changes.

Professional Liability for Physicians

Your Support System

Competitive Rates

At LHA Trust Funds, we merge highly competitive rates with comprehensive solutions to offer the best possible professional liability coverage for physicians across the state. Combined with prompt, personalized service, we’re your go-to guide for keeping your patients safe and answering questions if an incident arises.

Solutions Built for You

Let us ensure every aspect of your business is covered so you can focus on caring for patients and growing your practice. We offer comprehensive professional liability coverage for physicians and physician practices of all sizes:

  • Independent practitioners
  • Group practices
  • Multi-specialty clinics
  • Ambulatory surgical centers
  • Diagnostic center

Protecting Health Professionals for Over 45 years

LHA Trust Funds has more than 45 years of experience successfully defending our members. We go to work quickly mitigating and closing cases.

87% of claims closed with legal only — at an average cost of $10,000

How It Works

1. Request a Consultation with Our Specialists

Reach out to our team of professional liability specialists so we can get an understanding of you and your unique risks.

2. Get a Comprehensive Coverage Analysis

The LHA Trust Funds comprehensive coverage analysis evaluates your risk, identifies gaps, and uncovers exposures in your current coverage.

3. Protect Your Reputation & Bottom Line

Feel supported with comprehensive malpractice coverage for physicians with a team of professionals ready to back and defend you.

Continuing Education & Other Support

Our members enjoy access to an extensive library of continuing education resources, monthly live webinars, and in-person events. We can also create customized content for your staff to share knowledge quickly across your organization.

Our robust quality initiatives and safety incentives are designed to help members improve patient safety and quality of care.

Other resources & support include:

  • Grants and Awards
  • Patient Safety Programs
  • Regulatory Compliance Consulting
  • On-site Risk Assessments

Our members also enjoy good loss experience credits, new-to-practice discounts (50% first year, 30% second year), cyber liability, and extended reporting period endorsements (tail coverage) with special and custom options for retirement.

Frequently Asked Questions

  • Relatively easy! Talk to one of our experts, submit your application and receive a quote customized for your practice needs.

  • If nothing changes but the insurance carrier, the replacing carrier will most likely (subject to underwriting) pick up the previous policy's retroactive date and coverage will continue uninterrupted, as will enrollment in the Louisiana Patient's Compensation Fund. This is known as “prior acts' coverage” and transfers the previous liability exposure for unknown incidents to the new carrier.

  • Yes. The attorneys who defend the open claim rarely, if ever, know whether the physician is still insured with that carrier. The carrier is contractually obligated to vigorously defend claims to conclusion, and the attorneys are compensated the same either way. The carrier has the risk for the loss; consequently, it is in their best interest to keep the claim cost as low as possible.

  • In short — yes! At LHA Trust Funds, we understand that your medical malpractice coverage needs are as unique as your practice. That's why our team of expert consultants is ready to work closely with you to create a customized plan that fits your needs.

Get Started with
LHA Trust Funds Today

Request a Consultation